Housing loan

Housing loan

Housing Loan for new construction up to 20.00 Lacs is given to to the individuals, Co-Op Hsg. Societies, Public bodies, Housing board, Housing development authority, Trusts, Local bodies, Self help organization, Registered housing companies etc. Loan amount of 5.00 Lacs for Repairing /Reconstruction is also given under this scheme.


The financial eligibility depends on an individual's repayment capacity and is based on the following factors:

  • Monthly or annual income
  • Source of income
  • Savings and credit history
  • Work experience
  • Age
  • Qualifications
  • Number of dependents
  • Probability of the individual continuing in the same occupation

Required Documents

Apart from the application form, you will be required to submit the following documents.

Document Valid Type
Identity Proof PAN Card, Driving License, Passport, Voter's ID, Aadhaar Card
Address Proof Passport, Driving License, Voter's ID, Aadhaar Card, Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)
Signature Proof PAN Card, Driving License, Passport
Latest Passport Size Photographs (4 copies)