The employees of the primary schools and Raigad Zilla parishad are getting salary from the various branches of the bank. For children education, sickness, marriage, renovation of the house and furniture, in order to fulfil the basic needs of the house, the employee needs financial help. Bank provides loan facility up to Rs. 2 Lacs by way of loan against salary. It is medium term loan and quite useful for the salary holders.
The financial eligibility depends on an individual's repayment capacity and is based on the following factors:
- Monthly or annual income
- Source of income
- Savings and credit history
- Work experience
- Number of dependents
- Probability of the individual continuing in the same occupation
Apart from the application form, you will be required to submit the following documents.
|Identity Proof||PAN Card, Driving License, Passport, Voter's ID, Aadhaar Card|
|Address Proof||Passport, Driving License, Voter's ID, Aadhaar Card, Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)|
|Signature Proof||PAN Card, Driving License, Passport|
|Latest Passport Size Photographs (4 copies)|
All the features and benefits are subject to terms, conditions and exclusions. Please refer to the General Schedule of Features and Charges.